Calculate loan payments, compare interest rates, and analyze loan terms. Get detailed amortization schedules and make informed financial decisions with our comprehensive loan calculator.
Secured loans for purchasing vehicles. Typically offer lower interest rates due to the collateral (the vehicle itself).
Long-term loans for purchasing real estate. Usually 15-30 year terms with competitive rates.
Unsecured loans for various purposes like debt consolidation, home improvements, or major purchases.
Educational financing with often favorable terms and deferment options for students.
Financing for business operations, equipment, or expansion with various term options.
Secured loans using home equity as collateral, often for major expenses or renovations.
View detailed payment breakdowns showing principal and interest for each payment period.
Calculate payments for auto loans, personal loans, mortgages, and more with specialized inputs.
Accurate interest calculations using standard financial formulas for precise results.
Compare different loan options side-by-side to find the best terms for your situation.
Responsive design works perfectly on desktop, tablet, and mobile devices.
Real-time calculations provide immediate results as you adjust loan parameters.
Enter your loan amount, annual interest rate, and loan term in years. The calculator will compute your monthly payment, total interest, and provide an amortization schedule.
Example: For a $25,000 loan at 5.5% for 5 years, you would pay approximately $478 per month with $3,686 in total interest.
Input the vehicle price, down payment, trade-in value, interest rate, loan term, and sales tax rate. This calculator accounts for all costs associated with auto financing.
Example: A $30,000 car with $5,000 down payment at 4.5% for 6 years would result in monthly payments of approximately $408.
Enter the loan amount, interest rate, term, and any origination fees. Personal loans typically have higher rates than secured loans due to the lack of collateral.
Example: A $15,000 personal loan at 12.5% for 3 years with a 2% origination fee would cost about $502 per month.
This calculates the total amount of interest paid over the life of the loan.
Where 'p' is the number of payments made. This shows how much principal remains at any point.
A higher credit score typically means better interest rates and terms.
Compare offers from multiple lenders to find the best rates and terms.
Ensure monthly payments fit comfortably within your budget.
A larger down payment reduces loan amount and total interest paid.
Understand all fees, penalties, and terms before signing.
Late payments can damage your credit score and incur fees.
Additional principal payments can significantly reduce total interest.
Automatic payments ensure you never miss a due date.
Keep track of your remaining balance and payoff progress.
If rates drop or your credit improves, consider refinancing.
Our comprehensive loan calculator is designed to help you make informed financial decisions by providing accurate loan payment calculations and detailed amortization schedules. Whether you're considering an auto loan, personal loan, or comparing multiple loan options, our tool gives you the insights you need.
Supports various loan types including auto, personal, and general purpose loans with specialized inputs for each.
Provides complete amortization schedules, total interest calculations, and payment breakdowns.
Side-by-side comparison tool helps you evaluate different loan options and choose the best terms.
All calculations are performed locally in your browser. No personal financial data is stored or transmitted.
Responsive design ensures perfect functionality across all devices and screen sizes.
Professional-grade loan calculations at no cost, with no registration or hidden fees required.
Disclaimer: This calculator is designed for estimation purposes and educational use. While we strive to ensure accuracy, actual loan terms, payments, and costs may vary based on lender policies, credit worthiness, and specific loan products. For important financial decisions, always consult with qualified financial professionals and verify calculations with your lender.